For fast-growing FinTechs, access to patient capital is often critical as the business scales. From April 2026, changes to the Enterprise Investment Scheme (EIS) significantly widen the net of companies that can qualify, extending the point in a company’s growth journey at which EIS funding can still play a meaningful role.
What’s changing?
From April 2026 changes to EIS significantly expand the scope of companies that can qualify, with several key limits doubled.
The gross assets test increases to £30 million immediately before the share issue (from £15 million) and £35 million immediately after (from £16 million).
In addition, the amount that can be raised in a year rises to £10 million for standard companies and £20 million for knowledge-intensive companies, while lifetime funding maximums increase to £24 million and £40 million respectively.
Together, these changes mean that fintech companies can continue to access EIS funding much further into their growth cycle and support larger funding rounds, providing more support until companies can become self-sustaining.
How HaysMac can help
If you’re planning a future funding round or want to understand how these changes could reshape your capital-raising strategy, our Business Tax team can help you assess eligibility, structure investment rounds and engage with investors confidently.
Get in touch to discuss how EIS could support your next phase of growth.
